NO MONEY DOWN + NO REAR NEIGHBORS + GATED GOLF COURSE COMMUNITY + 4 BEDROOMS! What if you could buy a MOVE-IN READY home with NO MONEY DOWN? Located in a USDA ELIGIBLE AREA, this 2021-built home offers the opportunity for qualified buyers to take advantage of USDA financing while getting 4 BEDROOMS, 2 FULL BATHROOMS, a 2-CAR GARAGE and 1,830 SQ FT of living space in the gated community of HERNANDO OAKS! But the location within the community may be one of the best parts. Tucked away on a QUIET DEAD-END CIRCLE, the home backs to ACRES OF OPEN LAND with NO REAR NEIGHBORS, giving the backyard a peaceful, private feel that is hard to replicate. The FULLY FENCED BACKYARD offers plenty of room to enjoy the outdoors, while the SCREENED REAR PATIO creates a shaded spot to sit back, unwind and take in that VIEW. Inside, the OPEN-CONCEPT layout feels spacious and functional, with a SPLIT-BEDROOM FLOOR PLAN that gives the primary suite separation from the additional bedrooms. Four bedrooms give you options for guests, a HOME OFFICE, hobby space or whatever fits your lifestyle. And with the home built in 2021, you get the appeal of newer construction without waiting for a home to be built! More features include a WHOLE-HOUSE WATER SOFTENER + SPRINKLER SYSTEM + SCREENED GARAGE DOORS + SMART HOME FEATURES. >>> Want the COUNTRY CLUB LIFESTYLE without giving up everyday convenience? HERNANDO OAKS is a GATED GOLF COURSE COMMUNITY offering a golf course, driving range, pro shop, clubhouse restaurant and PICKLEBALL, along with community activities and events. And with convenient access to US-41 and the SUNCOAST PARKWAY, getting around Hernando County or heading south toward Tampa is easy. 4 BEDROOMS + 1,830 SQ FT + BUILT IN 2021 + FENCED BACKYARD + NO REAR NEIGHBORS + SCREENED LANAI + GATED GOLF COMMUNITY + NO CDD + LOW HOA! Come see why this tucked-away spot in Hernando Oaks feels just a little different.